Save Money, Offer Outstanding Benefits, and Gain Visibility into your overall Plan Performance

Did You Know...

Did you know that Annual premiums for employer-sponsored family health coverage reached $17,545 in 2015, up 4 percent from 2014. On average, employees paid less than one-third toward their coverage.*

* Kaiser Family Foundation/Health Research & Education Trust 2015 Employer Health Benefits Survey

In short, the reason employers like working with PCG is that we work for you—not the insurance company. We not only offer expert guidance to help you affordably provide healthcare benefits to your employees, but we also deliver excellent, responsive service and complete visibility into your benefits and plan activity.

  • Offer excellent benefits utilizing the Cigna PPO network to attract and retain the best employees
  • Choose from a range of benefit plans to suit varying needs
  • Proactively manage your account via a convenient online portal
  • Get answers to your questions and consultation immediately
  • Retain 100% of the unused money from your claims fund at end of term run-out period  (Other carrier programs may retain up to 50% of your unused claims fund)
  • Choose the plans you want to offer (Many other large carrier programs dictate what you can offer your employees)
  • Round out benefits with a range of ancillary products, including dental, vision and life via our partnership with Nationwide
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GET THE SUPPORT YOU NEED

We also provide a range of services to assist you in staying compliant and administrating various health-related accounts. Services include:

  • Actuaries to set benefit pricing
  • Employee benefit plan designs
  • Consultation on employee benefit plan options
  • Consultation on Department of Labor requirements and regulatory compliance
  • Employee handbooks and medical cards
  • Excess loss carriers
  • Pharmacy benefit management (PBM) – prescription savings
  • Health savings account (HSA) administration
  • COBRA administration
  • Health reimbursement arrangement (HRA) administration
  • Flexible spending account (FSA) administration
  • Claims adjudication
  • Accounting
  • Employee customer services and assistance

True Cost of Insurance

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Expect Incomparable Service

When you work with PCG, we’ll align your company with a third-party administrator (TPA) to manage your fund. This turnkey service handles enrollment processing, eligibility tracking, billing, claims management, payment collections for excess losses, and payments to providers, so your experience is hassle-free.